@article {Should2013,
title = {Should Loan-to-Value Ratios be Limited? The International Evidence},
year = {2013},
url = {https://www.esri.ie/publications/should-loan-to-value-ratios-be-limited-the-international-evidence},
author = {Duffy, David},
journal = {Pete Lunn, Frances Ruane (Ed.), Using Evidence to Inform Policy, chapter 3, pp. 39-55},
}