Financial exclusion and overindebtedness are of increasing importance in Irish social policy, particularly now with the onset of the economic recession. This study provides baseline information on the extent of financial exclusion in Ireland, covering bank current accounts, credit, savings and home insurance. It also details the extent of household overindebtedness and the underlying risk factors.
The ESRI works towards a national vision of ‘Informed policy for a better Ireland’. This means producing high-quality analysis to provide robust evidence for policymaking, with the goals of research excellence and policy impact.
The ESRI produces research that contributes to understanding economic and social change in the new international context and that informs public policymaking and civil society in Ireland.