@article {The2013,
title = {The effect of unemployment, arrears and negative equity on consumption: Ireland in 2009/10},
year = {2013},
url = {https://www.esri.ie/publications/the-effect-of-unemployment-arrears-and-negative-equity-on-consumption-ireland-in-2009},
author = {Gerlach-Kristen, Petra},
journal = {ESRI Working Paper 457},
}