@article {Bank-lending2014,
title = {Bank-lending Constraints, Trade Credit and Alternative External Finance since the Financial Crisis: Evidence from European SMEs},
year = {2014},
url = {https://www.esri.ie/publications/bank-lending-constraints-trade-credit-and-alternative-external-finance-since-the},
author = {O'Toole, Conor and Casey, Eddie},
journal = {ESRI Research Bulletin 2014/2/3},
}