@article {Repayment2020,
title = {Repayment capacity, debt service ratios and mortgage default: An exploration in crisis and non-crisis periods},
year = {2020},
url = {https://www.esri.ie/publications/repayment-capacity-debt-service-ratios-and-mortgage-default-an-exploration-in-crisis},
author = {O'Toole, Conor and Slaymaker, Rachel},
journal = {ESRI Working Paper 652},
}