@article {Repayment2021,
title = {Repayment capacity, debt service ratios and mortgage default: An exploration in crisis and non-crisis periods},
year = {2021},
notes = {https://doi.org/10.1016/j.jbankfin.2021.106271},
url = {https://www.esri.ie/publications/repayment-capacity-debt-service-ratios-and-mortgage-default-an-exploration-in-crisis-0},
author = {O'Toole, Conor and Slaymaker, Rachel},
journal = {Journal of Banking & Finance, Vol. 133, December 2021},
}