Duffy, D., D. Foley, N. Mc Inerney and K. McQuinn (2016). Demographic Change, Long-Run Housing Demand and the Related Challenges for the Irish Banking Sector, Ireland’s Economic Outlook: Perspectives and Policy Challenges, chapter 3, Dublin: ESRI, https://www.esri.ie/publications/demographic-change-long-run-housing-demand-and-the-related-challenges-for-the-irish